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Text Chapter 410 Asia Bank Opens Again

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    You know, all the major banks provide a certain amount of loan business to their branch banks. Anyone who fails to complete the loan business will be punished. Many times, bank presidents, section chiefs, etc., cry for help.  Loans from others.

    Such a spectacle will never be seen in future generations.  Banks in later generations did not say that the loan could not be fully refinanced, and they all focused on the issue of not overdrafting the loan.  If anyone overdrafts, something big will happen.  If you want a bank to come to you and ask for a loan, do you really think you have the air of a tyrant?

    But, in these days and months, this is actually the case.  If a future capital tycoon were brought back in time, the country's financial industry would definitely create a big storm.  There is no other way. The methods used by others are absolutely beyond the imagination of today's so-called professionals in banks.

    A few years ago, Mou and that guy surprised everyone with just the simplest of tricks, let alone money making money.  Sometimes, Liu Dong feels that if he had studied international finance instead of materials science, Huanya's development would have been even more exaggerated than it is now.  But if he really studied international finance, there is no doubt that the problems that will arise in Huanya will be even greater in the future.

    Anyone who studies finance will think that finance is a panacea, while industry and other things are just side effects. In the end, they will create an empty financial empire with nothing but money. Don¡¯t be regarded as fat by others.  It would be strange if the meat were separated.

    ¡° Only people like Liu Dong who study materials science can have a clear awareness and understand how terrible the financial bubble is, and then they can vigorously develop industry instead of continuing to invest money in the financial industry.  In terms of foundation, they will be more solid than those who study finance, and their ability to resist risks will become stronger.

    Therefore, so far, Liu Dong is quite satisfied with the industry he chose in his previous life.  Although his knowledge of materials science seems to be of little use in the past few years, Huanya's development does not seem to be difficult without his knowledge of materials science.

    Only senior executives of Huanya, especially people from Huanya Research, will understand the magnitude of Liu Dong's contribution.  Especially Cui Xiaoming, he knows very well how much of the information and technology currently reserved in Huanya Scientific Research was brought by Liu Dong.  Although the Soviet Union still occupies the majority of the technical power, most of the technical reserves in truly high-precision materials science were contributed by Liu Dong.

    But since Huanya¡¯s current companies that can make use of these data are Huanya Special Steel and Daxing Tools, it doesn¡¯t look that eye-catching.  But when Huanya's industry develops in a few years, some people will understand how much effort Liu Dong spent on Huanya's scientific research.

    Of course, these are all digressions. Liu Dong can't care about scientific research now. He must let these guys in front of him understand how lucrative loan industry is.

    "The main reason why you are worried that the loan will cause trouble is that you are afraid that you will not be able to pay it by the time limit? Then it will have a great impact on your family, right?" Liu Dong asked.

    "Of course, who doesn't like free money, but this money belongs to the country. No matter how bold we are, we can't use the country's money as our own, right? Especially for people like us, if we really can't afford it, everyone will  We have to finish it all." Hu Li said with a frown, Liu Dong always bringing up the loan thing really frightened him.

    Hearing Hu Li's words, Liu Dong smiled and asked: "Then I want to ask you, if you really get a loan and become a part of Huanya's industrial chain, will there still be problems with loan repayments?  ?Our industry in Huanya is quite large, and the future market is also huge, because our technology is much more advanced than that in China, and many of the things we make cannot be made in China.

    In other words, our Huanya has considerable advantages in China. The most important advantage is that the products we produce are much cheaper than the same products abroad, because our products do not need to travel across the ocean.  Due to the tariffs and some tax exemption policies, our cost is at least 30% cheaper than foreign goods, or even more.

    With such a product, coupled with the huge consumer population in our country, do you think there is a risk that our company's products will not be sold?  Since the product can be sold and the profit is satisfactory, do you think it is possible that our company cannot afford the price of the product for you?  As long as you can sell products, you can make money. When you can make money?  Are loans really a problem?  "

    Hearing Liu Dong¡¯s words, Hu Li fell silent, Qi Heren fell silent, Zhao Jianming and Yuan Zhiyong also fell silent.  Because Liu Dong's words are too practical. If they use the loan to play with it, and there is nothing left in the end, of course there is no way to pay it back.

    But if they use it to do business and have so many advantages, but still can¡¯t repay the loan, then it¡¯s definitely not a loan issue.The problem is your own problem.  However, they still have concerns because they are familiar with Liu Dong, and Liu Dong has never taken out a loan from beginning to end. This is something that people like Liu Dong have never done. How can they not worry?

    So, Zhao Jianming asked: "Since you talk so well about the loan, why don't you get the loan?"

    "Me? Do I need to take a loan? How much is the amount of loans available in the country now? And how much money do I have? If I borrow too much, the country is unwilling. If I borrow less, it is of no use to me. And currently, our environment  What Asia Corporation lacks is not money, but industry. Let¡¯s put it this way, our current liquidity alone is at least one or two billion US dollars. This money has not yet been put into practice. Why do we use loans? I don¡¯t know.  We are still worried about the way out of our money. If our Bank Asia had not been able to establish a foothold in China, we Bank Asia could have been in the loan business." Liu Dong said with a wry smile.

    Loan seems to be a wonderful thing, and it is actually very wonderful, but this beauty depends on who is right.  For someone like Liu Dong who has nothing but money, what¡¯s the use of taking a loan?  He is still looking for someone to get a loan!

    Hearing what Liu Dong said, everyone consciously shut up. When talking about things with Liu Dong, what hit everyone the most was Liu Dong's money.  It seems that no matter what Liu Dong does, he has endless money in his hands. The working capital alone can account for several percent of the country's foreign exchange reserves, and the base of this percentage is not small.  If anyone in the country is now as rich as the country, except for Liu Dong who has this confidence, no one else can get close to him at all.

    ¡° Moreover, Liu Dong¡¯s money is quite clean, although this cleanliness is absolutely fatal to Japanese and Americans.  But in China, Liu Dong's money is indeed very clean and there are no violations.  This is the point that really leaves everyone speechless.

    From the beginning to the present, Liu Dong has never used the approval document, nor has he tried to squeeze out any resources. In many cases, Liu Dong's business with the Chinese government has always been a loss-making business.  Take Liu Dong¡¯s investment of US$2 billion last year. I don¡¯t know what conditions will be met if he wants to become a foreigner. But Liu Dong only received some of the most basic things, and no political conditions were mentioned.  .

    Although the people above will definitely not forget this matter, they will still compensate the Liu family in the end.  But because of Liu Dong's purity, many people are reassured.  At least Liu Dong wouldn't be able to coerce the bosses above him into making any promises if he had money.

    ¡°You¡¯re saying that your Asia Bank can lend money, but it can¡¯t lend money in China?¡± Zhao Jianming asked.

    "Of course, the business of our Asia Bank cannot be launched in China. I originally wanted to raise it with the old chief, but my old man said that no one would definitely agree to this request, so I forgot about it. So far, our environment has become  The Asian Bank has money but no place to use it. No, now I have sent them all to the Soviet Union." When Zhao Jianming asked about his bank, Liu Dong said without any concealment.

    ¡°It will take a few years for banks to gain a firm foothold in China, and there is no rush now.  Therefore, Liu Dong took this matter relatively lightly.

    "Then if we people take private loans, can it be approved? In other words, we don't go to the central bank for loans, but we borrow from you, is that okay?" Zhao Jianming continued to ask.

    Hearing Zhao Jianming say this, the eyes of several other people lit up.  I think Zhao Jianming's proposal is good. He doesn't have the guts to borrow money from the central bank, but he doesn't have such scruples about borrowing money from Liu Dong.  Even if the money is not paid by then, there will still be something good to say, so that it won't cause an uproar in the end.

    "This matter seems to be possible. If you really want to get a loan from Asia Bank, it is not impossible, as long as the procedures are done in Hong Kong. But this loan is not like the previous Lianzhong Supermarket. What happened with Lianzhong Supermarket before,  Basically, it is my personal loan to you, but this loan is a matter of the company. It must be signed and formalized, and it cannot be repaid in the future, but it has legal effect. Of course, if you really invest the money in the industry  In the chain, it is absolutely impossible to not pay the money." Liu Dong was very interested when he heard that Zhao Jianming wanted to be a customer of his Asia Bank.

    If it is really done, then Liu Dong will not only have customers in the Soviet Union, but also have stable customers in China.  That will be of great benefit to the future development of Asia Bank.

    Hearing that Liu Dong¡¯s loan was to be handled in a business-like manner, Zhao Jianming thought about it and then asked the others: ¡°What do you think?¡±

    "Yes, if it is as profitable as Liu Dong said, there is no reason to pay back the money. I think this loan will work!" Hu Li said.

    When Hu Li said this, the other two people nodded in agreement.  If Liu Dong's industrial chain is cheating them, then they will have something to say about repaying the loan.It¡¯s over.  But if the industrial chain is real, then making money is inevitable.  You don't have to deal with the central bank and you can get money. Taking a loan from Asia Bank will undoubtedly save a lot of trouble.
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