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Text Chapter 144 Li Min¡¯s ability to make money

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    The title of the article Li Min published this time was long and vulgar. It was called "The imperial court issued land coupons, and dozens of nobles and righteous businessmen rushed to buy them."  As you can tell from the title, this article mainly introduces the purchase of land coupons the day before yesterday, but in Li Min's writing, he deliberately exaggerated the glorious image of each purchaser.

    If you only read this article, I guess most people will be a little confused, because there is not much description of the land coupons in the article. It only knows that it is the land of Gaochang State that was sold in advance, and nothing else.  However, the following article titled "Land Vouchers and Confucian Businessmen" immediately answers all readers' questions. It not only explains in detail the reasons for issuing land vouchers, but also highly praises the purchase of land vouchers in the previous article.  The noble character of the land coupon people.

    In addition, in the title and content of this article, Li Min also used the term "Confucian businessman" for the first time, praising several big businessmen such as Wang Zihao and Qian Gui, who, when the country was in crisis, took great risks regardless of personal gains and losses.  Taking great risks to purchase land certificates, such a righteous act is very consistent with the loyalty to the emperor and patriotism advocated by Confucianism, and is also in line with the Confucius and Mencius taught by Confucius. Therefore, they can also be called "Confucian". In addition to their status, they can be called "Confucian businessmen"  .

    As soon as these two articles came out, everyone no longer cared that they were written in vernacular. Those who cared about national affairs discussed the crisis in the Western Regions, and at the same time felt extremely angry at the arrogance of the Western Turks and Gaochang;  People are asking around, where can I buy land coupons?  Because Li Min promised in the newspaper that anyone who bought land coupons would not want the land in Gaochang after the war.  The imperial court will repay the original price with an additional two percent interest. In other words, it is equivalent to the imperial court borrowing money from the people. After the capture of Gaochang, not only will it be repaid, but there will also be interest.

    With the publication of newspapers and people spreading the news, in just one morning.  The whole city of Chang'an is discussing the land coupons.  In addition, with the simultaneous publication of newspapers in other cities, the imperial court issued land coupons at an incredible speed with these cities as the center.  Soon it spread throughout most of the Tang Dynasty.

    And taking advantage of the craze for land coupons, Li Min published an article again in the next issue of the newspaper.  It was pointed out that with the approval of Emperor Li Shimin of the Tang Dynasty, land coupons would be issued to all subjects of the entire Tang Dynasty. However, the issuing institutions of the land coupons were not government agencies in various places, but Datang Banks established in several major cities.

    As a financial institution, it is the bank's duty to issue government bonds. Although the banking industry is still very weak, its business scope is very narrow, and its influence is minimal, Li Min knows this industry.  future development prospects.  Therefore, he decided to leave the issuance of land certificates to banks to promote the development of the banking industry.

    As soon as the news was announced, the Datang Banks established in various major cities were immediately crowded with people who flocked to the bank.  The purpose is to buy the land coupons earlier, and you can get twenty coppers in interest for the same money. Although it does not seem high, it is a sure-profit business. Anyway, the copper coins are kept at home, so it is better to exchange them for  The land coupons earn some interest.  And Li Min also promised.  No matter whether the war is won or lost, the court will return the money to everyone, so there is no need to worry about the money being wasted if the Tang Dynasty succeeds or fails.

    Of course, the above are the thoughts of ordinary people. Although they are large in number, they have limited wealth in their hands. The real main force in redeeming land certificates is the emerging industrial and commercial owners who have just developed.

    Compared with ordinary people who just want to earn interest, the ideas of industrial and commercial owners are much more complicated.  The Western Turks and Xichang sent troops to block the connection between the Tang Dynasty and the Western Regions, and also blocked the Silk Road that many merchants relied on for their livelihood. Many people suffered heavy losses in a short period of time. As a result, the internal production of the Tang Dynasty  The export sales of goods have been affected, and countless industries and commerce related to the Silk Road have been affected, and even goods have become unsalable.

    ¡°When the sales of a product are affected, various industries related to it will be affected. This is the so-called industrial chain, and one move affects the whole body.  It is precisely because of this that nearly one-third of the merchants in the Tang Dynasty, out of their own interests, are eager to re-open the connection between the Tang Dynasty and the Western Regions and restore the smooth flow of the Silk Road.

    With this idea in mind, and knowing that the land coupons were a fund-raising move made by the imperial court to attack the Western Regions, countless businessmen donated generously. No matter how stingy the businessmen usually are to their subordinates, they will also show their generous side at this time.  They exchanged their treasured possessions for land coupons because it was related to their vital interests.

    Of course, the reason why businessmen have such a high level of consciousness is also related to the detailed explanations in various newspapers. Otherwise, given the cultural level and overall view of the Tang Dynasty businessmen, it would be a miracle that half of them would buy land coupons.  .

    Unlike most of these industrial and commercial owners who were instigated by newspapers and forced to buy land coupons, there is also a group of industrial and commercial owners who are very proactive in purchasing land.Land coupons, some of the educated businessmen even wrote articles themselves and published them in newspapers, vigorously instigating the court to launch war against Xichang and even the Western Turks from all aspects. These people were mainly businessmen closely related to the army, such as military and horse merchants,  Weapons dealers, military clothing manufacturers, military food manufacturers, etc.

    Most of the products produced by these merchants are directly supplied to the army, and they also know that only during wars will the army's demand for their products surge, especially weapons, clothes and other products that are most susceptible to war damage.  After a war, almost all the troops participating in the war have to be replaced several times, so that they can make a lot of war fortune in the rear.

    However, no matter what the purpose for people to buy land coupons, Li Min's purpose of fundraising was to answer. The first issue of 20 million land coupons was quickly sold out within a few days, and then an additional 1,000 yuan had to be issued.  Wan Guan, but could not withstand the demand of the wealthy people of the Tang Dynasty. When Li Min wanted to increase the issuance, Fang Xuanling and Tang Jian, the Minister of Household Affairs, found him.

    "Liu Lang, you must not issue any more land coupons, otherwise our household department may not be able to pay back the money in the future!" Tang Jian, who was nearly sixty years old, immediately sat down on the chair as soon as he saw Li Min and shouted with a bitter face.  road.  Tang Jian, an old man, likes food the most. When Li Min was in Chang'an, he often visited his house as a guest, so the two have been friends for many years and are very familiar with each other.

    "Tang Shangshu said it right. Although having more money is a good thing, the interest rate you gave Liu Lang is too high. The 30 million yuan is almost enough to cover the previous year's tax. Including the two percent interest, it is also too high.  Even if we have to pay back an extra 600,000 yuan in the end, the court will suffer a huge loss!" Fang Xuanling said with pain and happiness.  He never dreamed that Li Min could get 30 million yuan at once. Such a huge amount, let alone the conquest of Gaochang, if it was all about the war, it is estimated that even the Western Turks could be wiped out directly.

    "Haha, don't worry, you two. Making money with money is the fastest way to make money. Isn't it just an extra 600,000 yuan in interest? As long as you trust the bank to run the money, I guarantee that it will be given to you once the war is over.  Earn it back!" Li Min said nonchalantly. Although he had never worked in a bank and did not know how profitable the banking industry was, thinking about the wealth owned by the financial oligarchs in later generations, he used tens of millions to earn 100%.  The second profit must not be difficult.

    Hearing Li Min's assurance, both Tang Jian and Fang Xuanling breathed a sigh of relief. Now everyone in the court is convinced of King Qi's ability to make money. Thirty million guan can be obtained at the snap of a finger.  Not to mention a mere 600,000 guan.

    But after relaxing, Tang Jian kindly reminded him: "Liu Lang, it is certainly a good thing for you to exchange the land of Gaochang for 30 million yuan, but as far as I know, the land of the entire Gaochang country combined is probably not worth it."  Ten million yuan, so if you use one piece of goods and sell three pieces for the price, if all the people who buy land coupons ask you for land in the future, I'm afraid it won't end well for you by then?"

    "Thank you Uncle Tang for the reminder! My nephew has already calculated this issue before. Among the people who buy national bonds, there are not many people who really want the land in Gaochang. However, in my opinion, I wish that all these people who bought the national bonds want it.  Land, it doesn¡¯t matter if the land in Gaochang is not enough by then, the territory of the Western Turks is very large, plus some places in the Western Regions, are we still worried about the problem of insufficient land?¡±

    Li Xin bowed and saluted with a smile, Tang Jian was more than twenty years older than Li Shimin. When Li Shimin was still the son of Taiyuan, the two of them were considered brothers. Later, Tang Jian made countless achievements in the establishment of the Tang Dynasty.  Because of his meritorious service, Li Shimin valued him very much, so Li Min called him uncle.

    Although Li Min spoke in a very gentle tone and had a gentle smile on his face, Fang Xuanling and Tang Jian both felt a chill after hearing this, thinking that King Qi was indeed well-liked by everyone.  The prince not only solved the imperial court's financial crisis in a flash, but was not satisfied with the capture of Gaochang. Even the Western Turks and other countries in the Western Regions had become food on his plate. How could there be such a talented and heroic person among the princes?  It is indeed my blessing from the Tang Dynasty.

    Everything must have a degree, and Li Min knew this very well. Thirty million yuan was already a lot, and the annual treasury income of the Tang Dynasty was only a little more than this. In addition, Fang Xuanling and Tang  Jian came to find him personally, so Li Min finally agreed, and the issuance of land coupons was suspended, and the threats from Gaochang and Western Turks were eliminated first.

    After achieving their goal, Fang Xuanling and the two were about to leave, but Tang Jian suddenly reminded him again: "Liu Lang, this time you made 30 million yuan in one go, and the credit goes without saying, but this time you provoked  The trouble is not small. If His Majesty hadn't been suppressing it for you, and many courtiers would favor you for the sake of the thirty million dollars, otherwise, even with your status, I'm afraid this time  It won¡¯t end well either!¡±

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