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Volume 1 Chapter 609 Establishment of the Financial System Preparatory Committee

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    As soon as I said these words, the ministers I summoned for discussion all widened their eyes, as if a doctor from a mental hospital had seen a severely mentally ill patient.  "Hey, what's that expression on your face? Is this a bad idea of ??mine?" I couldn't help but get furious, my eyes widened and I yelled at these guys with murderous intent.  Wei Zheng sighed, and replied in a deep voice towards Yi Yi: "Your Majesty, your idea is really not a good one. After all, we are a court, and we are going to save money for the people. If the people are in urgent need of money,  It is not allowed to return it to them. The important thing is that I am worried that it will be difficult to control it in the face of great profits. " "Well, Wei Qing's words are indeed reasonable. However, I naturally do not let the court run the bank, but let the court supervise it.  A part of the bank is controlled by Chaoting" I glanced at the group of civil and military ministers who looked confused.  Of course, there must be some who are confused about makeup, but it doesn't matter. I patiently and meticulously analyzed and explained the functions and functions of the bank in detail. These guys finally understood it. However, for saving money, I have to give  These guys all jumped up and strongly opposed the interest-rate behavior.  I believe that this son is too white for people, and for banks can make loans to private or enterprises to help develop various undertakings, these guys hold up almost half of their opposition and praise opinions.  Because, no matter how high or low a bank's loan interest rate is, it will rob the jobs of many loan sharks. In other words, if a real bank appears, it will definitely touch the pockets of these guys.  And some people are worried that my young master will touch the already over-stretched nerves of the family members too much, and force them step by step until they have no way out. And if there is a bank in the future, then the family members want to occupy the land.  , we can no longer implement the loan sharking strategy, let alone make money by compounding interest rates.  Think about it, the way for the family members to compete for money has been blocked by me, so much that they will almost turn their eyes. If I block this item.  Then, their privileges, or rather their privileges that have lasted for thousands of years, are about to disappear.  Therefore, it is very likely to arouse their strong resistance, which will be detrimental to the country and the people. Well, many ministers hold this view and believe that I should be cautious.  There are also many officials on my side, especially young officials, such as Ma Zhou, Yang Gongdao and others. In their view, since aristocratic families are an obstacle to national unity, then why not Yu Jian  This extinguished their last thoughts. Of course, the resources of the aristocratic families can still provide better education and training for the children of the aristocratic families. In the future, they will also have the opportunity to enter the court. However, if they want to make more contributions to their family,  Such a thing will never happen again at the expense of the empire's interests in order to make a greater and better contribution.  Nowadays, there are indeed a large number of children from aristocratic families in my court. However, in front of the powerful national supervision and supervision agencies, those ghosts and ghosts will only make themselves unlucky. Now, I can  In this way, at least 50% of the officials under my rule are practical, and another 30% are capable, but want to make money for themselves, and the rest will be in the future.  Old-style officials will be eliminated.  I have never been afraid that some officials will be idle. Nowadays, the students who used to be under my master¡¯s command now have the highest official position of Yuanwailang. It can be said that many young and practical young people are already in the middle-level positions of various departments.  With their powerful energy, they are more aggressive, and of course they are more easily deceived by others, but at least their hearts, or their consciences, are still waterlogged.  As long as there are strict supervision mechanisms and systems, they will be able to continue on the path of serving the country and the people.  After retirement, you will receive a huge pension.  Well, this is the salary system that I came up with after discussing and summarizing with these ministers based on the annuity and other messy salary systems of later generations.  After arguing for a long time, I cleared my throat. After these guys started foaming at the corners of their mouths, I cleared my throat and said, "I would like to ask all the ministers who are opposed to the establishment of such an institution. How will it benefit the country and the people?"  "Is it beneficial or not?" "Your Majesty, this move is indeed beneficial to the country and the people, and it will enable the majority of the people to survive the crisis without losing their families or their families." Wei Zheng, one of the leaders who was protesting just now.  He stood up and gave a sincere answer.  "Then I'm asking you a question. Will doing this be beneficial to the country in the long run?" I smiled, nodded to Wei Zheng and asked.  Wei Zheng thought for a while, nodded solemnly and said: "It is indeed of great benefit. If it can be implemented, the country can not only stabilize the people's hearts, but also make farmers feel at ease, workers feel at ease, and businessmen feel at ease" "However, minister  I still feel that if this bank does not have a perfect plan, it should not be touched lightly. Not only will it affect the interests of many people, but more importantly, if there are any mistakes or omissions, people will definitely be blamed. At that time, I am afraid that it will damage the reputation of His Majesty  " Wei Zheng's words made me nod. Indeed, what he said was true, and his suggestions were also very sincere. Indeed, the banking system does not mean that I will succeed if I open my mouth and draw a few words.  Although I understand the operating models of some banks, I only have a rough idea, such as using deposits to lend money and making huge profits at the price difference. In addition, it facilitates deposits and withdrawals in different places, making people's travels safer.  , Long-distance trade has also become more convenient. ¡°However, I only know a little bit about it. To really understand it, I am not able to do it alone. It requires the collective efforts of a large number of people in the financial or business circles.  , It takes countless time and energy to get something done, rather than just saying it is okay and then running away when it doesn't work out.  , However, we have to be prepared. I decided to set up a financial system preparatory committee first to attract more people with lofty ideals to participate in the initial conception and construction of the financial system. Well, the Minister of Industry, the Warrior, is the interim chairman of the committee.  In addition, Wei Zheng took the position of supervisor of the committeeDo you think so?  "According to the idea in my mind, I have appointed a group of personnel. They will become the pioneers of the Chinese Empire's financial industry and make their due contributions to the creation of the future Chinese financial system. And I, as the Chinese Empire  As the emperor and the richest man in the Chinese Empire, I naturally need to do something. In other words, it is in line with my nature to have money and strength. Since I want to establish a professional financial system, what kind of accounting system?  Of course, it must be set up. Although I don¡¯t know much about it, I at least know what accounting and cashiering are, and what the debit and credit accounting method is. ¡°Well, various companies in my family have already started to use this method to conduct financial activities. So.  , I naturally generously provided the committee with more than a dozen accounting experts, asking them to work hard to become the first batch of professional financial institution talents, because currently there are only two banking businesses involved.  That is deposits and loans, how to deposit and withdraw money, how to borrow money, how to collect loan repayments and interest, all of which can only be achieved after strict and careful discussions.  If anything happens and the money at home is difficult to meet, they will go to the boss for a loan. Therefore, it is easy to get a loan. What makes me speechless is that these guys all agree that since we are keeping the money for the people.  . Then, not only can you not give any interest, but you should charge the other party a custody fee. Of course, there are also circumstances. For example, if the deposit exceeds five coins, the fee will only be charged every month.  The storage fee is one copper plate, and if the other party deposits silk and five pieces of silk, the storage fee of five copper plates must be levied. Because the silk will decay or be eaten by insects, they increase the cost.  The fees are indeed negotiable, but on this point, I have raised objections as to whether silk, silk or other items other than coins should be allowed to be deposited in the bank.  , At this stage, if someone else saves three to five thousand coins, the number of people counting money will go crazy. However, the talents under my command jumped out and pointed out this problem, which can be easily solved.  That is to make a special tube or wooden plate and fix its scale or capacity. In this way, it only takes a small amount of time to determine the number of coins in the tube or wooden plate, thus speeding up the process.  Speed. Various genius ideas emerged one after another, and the Financial System Preparatory Committee was finally on the right track. After the establishment of the Financial System Preparatory Committee, newspapers and magazines gradually began to analyze the problems of the national financial system. Well, for example.  He said that he criticized the excessively high interest rates and believed that it was these people's methods that made it difficult for the people to pay off their debts, and they eventually had to lose their families and become homeless. He also believed that the court should shoulder this important task and establish a special government.  institutions to carry out reasonable credit activities, protect the interests of the working people, and promote economic prosperity and development.  "How is it? What do the people think of our propaganda during this period?" I sat on the mat by the lake, sipping my wine, and asked in a low voice towards Du Ruhui in front of me.  This is naturally my villa. Now, it is called the White House by the common people and officials. I feel helpless about this name, but I am too lazy to correct it. Anyway, it is not bad to call it the White House.
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