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Text Chapter 379 Loan

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    There is a villa on the south side of the Family Courtyard of Baocheng Municipal Government, which belongs to the home of Ma Zhongkui, the deputy mayor of Baocheng. In the study room on the second floor of the villa, the father and son sit looking at each other, and there is a set of exquisite tea sets on the table.  "Dad, the person in charge of the Beijing project has left. How is the construction of the light rail line going?" Ma De leaned forward and asked expectantly.  ¡°This matter was discussed by Jacky Chang himself, and I don¡¯t know the specific content.¡± Ma Zhongkui shook his head while playing with the tea set.  "Dad, then you can help me find out what's going on and ask Mayor Chang." Ma De said.  "Well, don't worry, I will find an opportunity to ask." Ma Zhongkui said perfunctorily.  It¡¯s not that Ma Zhongkui doesn¡¯t want his son to benefit, but he also has his own difficulties. Zhou Bingguo, Chang Xueyou, and Chen Neng are from the same faction, and all the benefits are taken by the three of them.  Ma Zhongkui and Liu Yunhua, deputy secretary of the municipal party committee, are close. Liu Yunhua and Chang Xueyou competed for mayor. In the end, thanks to Zhou Bingguo's support and recommendation, Chang Xueyou became the second-in-command of Baocheng City, but the relationship between the two parties became even more tense.  This time, the light rail construction project was entirely presided over by Zhou Bingguo's side, and the other party was already powerful. Liu Yunhua was only the third in command, so how could he possibly outdo the first and second in command.  Because Liu Yunhua was squeezed out by the first and second leaders, Ma Zhongkui was not popular with them. Even if he risked his life to ask, the other party might not tell him, and he would also be jealous of Liu Yunhua, which is also a taboo in official circles.  "Dad, how can you not be in a hurry? Once the route of building the light rail is determined, the land value will definitely double. It is estimated that as soon as this news is released, the land near the light rail will be snatched up. By then, I will not even talk to Mao  I can¡¯t touch it,¡± Mader said.  "Isn't it good for you to work in second-hand housing? You have made a lot of money in the past few years, so just keep doing this. There is no need to resell land." Ma Zhongkui advised.  "Dad, the real estate market has been standardized in the past two years. I can no longer eat the price difference and charge double agency fees like before. Moreover, the competitiveness is getting stronger and stronger, and I am making less and less money, so I want to switch to first-hand housing.  , How can we do it without acquiring a piece of land?" Mader explained.  "First-hand housing!" After hearing his son's words, Ma Zhongkui couldn't help but frown. How could he not know how to make money from first-hand housing?  But precisely because the benefits are so great, competition has become more intense.  Ma Zhongkui is just a deputy mayor of the Standing Committee, and his ranking in the municipal party committee is not high. Several municipal committees ranked above him are more or less related to real estate developers.  The water here is quite deep.  "Xiao De, you have never done first-hand real estate before. I advise you to be more careful. There are many things going on here, and it is not as simple as you think." Ma Zhongkui was silent for a moment and advised.  "Dad, I have made some money in the past two years. I have accumulated a lot of connections in Baocheng City. With your prestige in Baocheng City, you are not qualified to do real estate." After hearing what his father said, Ma De  He said somewhat unconvinced.  "Dad. I'm already in my thirties, and I want to achieve something." Seeing Ma Zhongkui's hesitation, Ma De continued.  There is another thing that Ma De has not said. Ma De¡¯s father is not young anymore.  It is estimated that I will be able to work for a few years, if I don't take this opportunity to acquire a piece of land.  There may not be such a good opportunity in the future.  "Okay, I'll give it a try in the next two days, but don't have high hopes. This matter is not as simple as you think. No one is willing to spit out the meat they have eaten." Ma Zhongkui said.  ¡­ After Zhang Wei got the route to build the light rail, he drove back to the capital that day, and Zhang Qi also returned with him. Zhang Qi came back to take care of his parents, while Zhang Wei came back to raise funds.  After sending Zhang Qi to Lecheng Mansion, Zhang Wei drove to Tianyu Hotel to prepare to discuss funds with Fatty Zhou. This was the only way for him to obtain large amounts of funds as soon as possible.  In a high-end suite of Tianyu Hotel, Fatty Zhou and Zhang Wei were sitting on the sofa. Zhang Wei opened a bottle of drink and took a long sip before saying: "Fat brother, how come you have packed up everything in this room?"  ?¡± ¡°I am preparing to move in the past two days.¡± Fatty Zhou explained that he spent 500 million yuan to purchase some properties with the potential for appreciation, one of which he and Lan Yue liked very much.  So I decided to move to that house.  "Fat brother, I'm going to borrow some money from you. Do you have enough funds on hand now?" Zhang Wei asked.  "How much money are you going to borrow?" Fatty Zhou asked.  "I'm going to use the house in Lecheng Mansion and the shares of Zhongwei Company as collateral. How much can you lend me?" On the way to the capital, Zhang Wei had already thought of a plan and asked"Brother, money is no problem. The key is what you want to do. If you invest all your assets at once, you won't be afraid of losing it all at once." Fatty Zhou said with concern.  "It is indeed a bit risky, but this is an opportunity, so I decided to give it a try." Zhang Wei was silent for a moment and said decisively.  "What project is it that makes you so determined?" Fatty Zhou asked with some surprise. Zhang Wei has always been very prudent in doing things and does not seem to be the kind of person who is eager for quick success.  Zhang Wei narrated the matter and told Fatty Zhou about the construction of the light rail. As for how to obtain the light rail route, he was vague and perfunctory. Fatty Zhou did not ask in detail.  "Brother, I still think you are taking a bit of a risk. Whether this news is accurate or not is still a question. You have invested all your money now. What if the investment fails?" Fatty Zhou asked with concern.  ¡°Brother Fatty, aren¡¯t you optimistic about this project?¡± Zhang Wei asked, frowning slightly.  "Yeah, do you remember the last time I bought the land? If you hadn't reminded me at that time, I would have fallen into a big trap. The real estate industry is too risky, and I don't recommend you to invest all your money.  Fatty Zhou said.  "Fat brother, I still want to give it a try. Even if the investment fails this time, if I sell the land again, I will still have some capital left, and I won't go bankrupt." Zhang Wei said firmly.  .  Seeing that Zhang Wei had made up his mind, Fatty Zhou could no longer stop him. He sighed and said, "Okay. Since my brother has made up his mind, I won't stop you, but you still have to be careful."  "Okay, Fat Brother, I understand." Hearing Fatty Zhou agree, Zhang Wei showed a smile on his face.  Next, the two people started talking about borrowing money. Zhang Wei used the property of Lecheng Mansion and the shares of Zhongwei Company as collateral to borrow a total of 20 million yuan from Fatty Zhou, and Fatty Zhou was also very generous.  No interest was calculated for Zhang Wei.  Because the amount of the loan involved is not small, the two people went to the notary office for notarization. The friendship between the two people is a friendship, but when it comes to financial transactions, it is better to do it more professionally.  This will also avoid problems later.  After completing this matter, Zhang Wei rushed back to Baocheng City the next day. Fatty Zhou would also transfer the money to the card as soon as possible, and Zhang Wei also raised 20 million in only one day.  Yuan of funds. ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? If you didn¡¯t know Fatty Zhou, a rich man.  Even if Zhang Wei uses his real estate and company as mortgage, it is estimated that he can only borrow 10 million yuan from the bank, which is half less than Fatty Zhou's 20 million yuan.  Moreover, borrowing from banks also carries high interest rates.  The most important thing is that the bank funds are too slow. It takes at least a month from the mortgage procedures to the bank funds arriving. By then, I'm afraid the day lilies will be cold!  ¡­ ¡­ After Zhang Qi came back from Baocheng City.  I immediately went to the hospital to see my parents and wait for the things at home to be arranged.  She decided to go to the 4S store. After all, she was the manager of the 4S store, so she couldn't worry about the store's business.  Zhang Qi rushed to the 4S store by car. Standing outside the 4S store, seeing the busy figure of the salesperson and everything familiar around him, Zhang Qi felt a little warmer in her heart, and the depression of the past few days dissipated a lot.  "Manager Zhang, you are here!" "Sister Qi, are your parents feeling better?" "Yes, we are about to go to the hospital to visit your parents." Seeing Zhang Qi walking into the 4S store,  The salesmen under her immediately gathered around and greeted her very cordially.  "Thank you for your concern. My parents' health has improved a lot, and I miss you all very much." After feeling the enthusiasm of everyone, the smile on Zhang Qi's face became thicker, she took out a box of snacks and said: "This  It's a cake I bought at the pastry shop. Let's all come and try it. " "Thank you, Sister Qi, you are so considerate." A chubby girl ran to Zhang Qi's side and hugged Zhang Qi's arm.  said.  "You're welcome." Zhang Qi said, "Xiaotian, share the cake with everyone." "Okay, leave it to me, Sister Qi." Xiaotian responded and agreed readily.  "Mr. Zhang, come to the general manager's office. I have something I want to talk to you about." While everyone was talking, a middle-aged woman suddenly came over and said.  "Dr. Wu, you are here too." After seeing the middle-aged woman, Zhang Qi hurriedly greeted her.  "Hello, Director Wu!" "Director Wu." Several salesmen gathered nearby, after seeing the middle-aged woman, they all said hello and left as if running away.Here, I pretend to be very busy.  "Well, come in with me." Director Wu snorted, turned and walked towards the office, and Zhang Qi followed behind her.  After the two people entered the office, Director Wu asked Zhang Qi to sit on the sofa, and then asked calmly: "Manager Zhang, I heard that your parents were sick. Are you feeling better now?" "Much better, thank you, Mr. Wu.  "Concern." Zhang Qi forced a smile and said with some restraint.  "That's good, but" Director Wu said politely, and then changed the topic and said: "Your parents' health is certainly important, but if you don't come to the 4S store to work all day long, the store's performance will also plummet, which has seriously affected  The interests of the company." "Director Wu, I" After hearing this, Zhang Qi's face changed, and she felt a little worried, and she quickly wanted to defend herself.  "You don't need to explain. I know you are a filial child, so I have suspended you without pay. After your parents recover, I will let you return to work in the 4S store." Director Wu waved his hand.  Interrupting Zhang Qi's words, he said without any doubt.  "But the business of the 4S store cannot be delayed, so I chose a new store manager!"
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