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Volume 1 Yanyun Chaos Volume 2 Bianliang Mistake Chapter 110 Ponzi Scheme (completed)

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    Xiao Yan smiled.  As expected, Imperial Concubine Yi Su was straightforward and cheerful.  Get to the point.  Come to Bianliang.  Dealing with people involves repeated dealings.  Talking with this noble concubine Yi Su, who is somewhat like a first-class strong woman in later generations, makes her open-minded.  It feels good.  What Concubine Yisu said.  It couldn't be more clear.  You, Xiao Yan, did this in Bianliang.  Finally, Zhao Ji was alarmed.  obtain such a status.  It is inseparable from these people.  You now have more resources at your fingertips.  The cause to be done will only be greater.  Should serve the official family.  Make up for national use.  This is your job.  Needless to say.  We the people.  We must also follow the rising tide.  There is a greater good.  Otherwise, it would be us who would obstruct it.  It's enough for you.  Now see what kind of benefits you can promise!  [Search for the latest updates here.] Think about it for a moment.  Xiao Yan then spoke slowly: "Xiao returned to the south as a vulgar person. He received the attention of the saints and the love of all the kings. Only then did he make a little progress. How can I not be cautious in my heart. I am afraid that I will miss important events in the future? What the noble concubine said.  That's right. The Tian family and the imperial family are the backbone of the country. As long as the Song Dynasty is safe, why should Xiao be the most careless?  . Arrange the financial affairs of the imperial army. We can only try to maintain this situation for a while. Only if Xiao has more resources can we do more.  I can make up for the situation with Xiao, but I can't make any promises to the Tian family now.  If you don't miss anything, I think Xiao can still support it." Xiao Yan was very sincere when he spoke.  Rectify the financial affairs of the Imperial Army.  Needless to say, it was a matter of care.  No matter what, it takes a long enough time.  Not fully grasping the resources of the Imperial Army's finances.  You can't just let it go.  Now I can't get any benefits.  As long as the 2.5 million yuan promised to Zhao Ji from the football market can be paid in full.  For the sake of this money, Zhao Ji will probably not do anything to Xiao Yan for the time being.  As soon as Xiao Yan said these words.  Concubine Yisu couldn't help but have a layer of frost on her face.  Across the bead curtain.  Xiao Yan pretended not to see it.  Next to him, Zhao Kai panicked.  He was the one who negotiated the agreement.  Such a middle-class person.  After the two parties reached an agreement, he naturally benefited from everything.  Appreciation everywhere.  Talks broke down.  He is no longer a human being inside and out.  He has little experience.  At this time, I couldn't help but feel a little flustered and hurriedly said: "Xianmo, don't you have plans to use the income from the football market as a support to absorb funds? If you absorb this money, you should give it to the Tian family to make up for the state's part.  There are still many things that can be done. How can Xiao Xianmo turn his head?  Quietly glanced at Zhao Kai: "With the income from the football market as interest, it is not difficult to issue bonds to absorb funds. The interest of seven million yuan a year is calculated as one penny. Seventy million yuan has also been absorbed. Now  Just do it for Xiao. There is no other help. The saint cares about Xiao. How can Xiao Xiren do anything with such benefits?  Just do your duty and don't think about anything else." Zhao Kai was startled.  I don¡¯t know why Xiao Yan¡¯s attitude suddenly hardened.  He is rarely praised like this.  Not angry at all.  Zhao Kai's magnanimity was even more tolerant towards people like Xiao Yan who he valued and wanted to win over.  Just froze for a moment.  I was thinking about how to respond with words.  Over there, Imperial Concubine Yi Su sneered from behind the bead curtain: "A one-cent interest loan. Where can Xianmo borrow it? It's Qingmiao Loan. There are also three points. Bianliang lends money. There are as many as seven points. Even one cent."  It will be doubled in a year. With the interest of 7 million yuan, I am afraid that Xianmo will not be able to get even 20 million yuan! And how much of the 7 million yuan can Xianmo use?  Two and a half million yuan?" Xiao Yan sighed in his heart.  This is right!  This is what business talks look like.  Come to this era.  Don't be afraid to talk about the good things that happen to you.  She is just a woman like Concubine Yi Su!  Deal with her.  It's so refreshing.  At that moment, Da Lai's spirit immediately replied: "Everyone lends money. How many loans can be made in a year? How much can be released per loan at 70% of the profit? How many loans have been paid back? How many have not been paid back?  ? How can you give out hundreds of thousands of dollars every year? This question is actually about how small a loan is.  All of them are fine. It requires a lot of effort to manage, and the returns are high.  There are hundreds of thousands of spare cash, and it would be a big deal if Xiao Yan has this huge financing platform, both in terms of scale effect and risk.?The difference is more than ten times.  Save worry and effort.  The return is slightly lower but the scale is here.  The annual income will only be far more than one's own private lending.  Even if a time traveler doesn't understand technology, he can't make cannons and glass.  It is easy to become successful in this era if you use some modern financial methods.  Of course, the premise is that you can climb to the position of using these modern financial methods!  Xiao Yan is also because the emperor will protect him with all his strength for the time being.  That¡¯s the most confident thing!  Imperial Concubine Yisu¡¯s nature was similar to that of a strong business woman in later generations.  Any such business elite.  You won't accept death.  Only look at the benefits.  What Xiao Yan said makes sense.  She could only remain silent.  I was just amazed in my heart.  Xiao Yan's business in the ball market caused a sensation in Bianliang.  A large amount of money flows in every day, and he is already regarded as the God of Wealth.  People have forgotten his reputation for fighting against Ping Yan.  But I didn't expect it.  His mammon means.  It was just a kick from the iceberg!  This is indeed a huge benefit.  She couldn't help but be moved.  Under these interests.  Concubine Chaosu's arrogance suddenly diminished.  I was originally prepared to get benefits from nothing.  Now I can't say these words.  After a while, he said coldly: "One cent profit. After all, it is too little. Xiao Xianmo's plan may not be possible." Xiao Yan smiled.  He raised three fingers: "The first batch of moneylenders. Three cents and three profits a year. The principal is repaid in three years. After repaying the principal, two cents and five profits a year. Who in the football market uses their profits as a guarantee for interest repayment? Use this guarantee  The reward for borrowing is only 10% for a group of moneylenders. It is not certain that the maximum profit will be 2 cents per year.  Things." As soon as he said this.  Even Zhao Kai was excited.  He originally planned to marry Xiao Yan with all his strength.  It¡¯s okay if the income is less.  Now that Xiao Yan's words came out, it was a great benefit!  Put some money in.  The principal can be repaid in three years, and a quarter of the profits will be collected every year thereafter.  If someone already has a share in the profits of the football market, they can use their share as a guarantee to borrow the debt.  Even if it is three points and three profits.  The borrowed debt is three times the amount of each member of the family.  Take 10%.  It is equivalent to lending money and only giving out seven deductions.  Such income is simply a huge profit!  At the moment, I just regret that I didn¡¯t have a stake in the football market before.  The only impulse now is to collect all the belongings quickly and throw them all into Xiao Yan's move!  Concubine Yisu is not so easily deceived.  He asked calmly: "Such a huge profit. The income from running the football market every year is also limited. I managed it in the first year. What about the future? Don't wait until later. But I lost all my money!"  Yields. Naturally, the market will always generate profits. How can we not make up for the huge profits of the first batch of debt buyers?  In addition to the national use, the business of the football market will naturally expand. And in the future, the imperial concubine will be able to get a guarantee for repayment. "What worries does the noble concubine Yi Su have?  Heartbeat.  It was originally a meeting that offered Xiao Yan more benefits.  It became Xiao Yan's promotion of bond issuance to her.  And she was very interested.  In fact, Xiao Yan did this.  It's almost like a Ponzi scheme.  The Ponzi scheme is going to work.  The difficulty lies in getting the first group of people willing to invest.  The first batch of investors made huge profits, which naturally caused the effect of large amounts of money flocking to join.  Even if it is placed in the United States of America, which is highly financially developed in later generations.  This kind of thing happens frequently.  There was also a huge fuss.  And compared to Xiao Yan's completely empty-handed Ponzi scheme.  There is also an additional cash flow income of real money in the football market.  Coupled with this is the concept of rectifying the Forbidden Army's finances to gain income in the future.  More convincing.  Concubine Yisu is not a fool.  Maybe I can't think of it vaguely.  This is a trick of borrowing old debts to pay new debts.  But for Imperial Concubine Yisu and her first batch of investors.  It doesn't matter.  Just maintain Xiao Yan for a few years.  They were already disgusted and left the scene in a hurry. No matter how Xiao Yan would top it in the future.  Xiao Yan naturally knew this well.  But for him.  What matters now is getting a big income quickly.  This made Zhao Ji firmly support him.  Allow him to act freely.  In a few years, you will be able to completely control your destiny in your own hands!  As for the future.  As long as your status is high enough.  There are always ways to resolve it.  And according to the current lack of investment channels, the private wealth accumulated in the Song Dynasty is unknown. As long as the trend starts.  The large sums of money that will flow in later may not necessarily give such high returns, making it easier to maintain.  Let me say something more heart-wrenching.  A few years later, the Jurchen cavalry went south.  these creditors.  How much is left.  These are all unknown things!  Imperial Concubine Yi Su and Xiao Yan had a lively conversation.  The plate was almost agreed upon.  Imperial Concubine Yisu also has a cheerful style.  Behind the bead curtain, he said calmly: "This matter is serious. Naturally, I will have to discuss it carefully with all the families. But here, I will put out hundreds of thousands of strings. It is almost a matter of conclusion. But please show your kindness.  That's business. Soon, Xianmo will issue a clear edict.There are so many big things to plan and prepare for.  This palace.  We can no longer keep Xianmo in trouble.  Naturally, some people came to Xianmo to discuss this matter in the past few days.  That's the case.  Just make arrangements for Xianmo.  " Xiao Yan stood up with a smile. He bowed his hands as a courtesy and was about to leave. Zhao Kai stood up hurriedly and was about to go out with Xiao Yan. But at this time, he was no longer condescending and ready to win over. Instead, he wanted to make an agreement with Xiao Yan. He wanted to go out with Xiao Yan.  Come out with a sum of money and get the best conditions from Xiao Yan. Now Zhao Kai can't think of anything that can win Xiao Yan over.  What a blessing it would be! Just as the two of them stood up to say goodbye, they heard a few brisk footsteps coming from the other side of the tent.  Several palace maids lowered their voices and shouted: "Emperor Ji.  Di Ji.  The queen has a guest!  " Then I heard the girl's laughter like silver bells. Then a girl with double helix hanging uranium has not yet grown up, pulling another one who is running out of breath. A girl of seventeen or eighteen with pink cheeks and slightly reddened cheeks crashes in.  Xiao Yan turned his eyes when he bumped into the seventeen-year-old girl behind him. The girl in front was just a bit younger than a dumb girl.  This image with a little baby fat just makes people want to pinch her pink cheeks. At first glance, it is clear that she is a beauty that Xiao Yan has never seen before!  There is no need to add any adjectives to this girl's frightened eyes. As long as she stands here, she is already full of beauty. There is such a beauty in this world!  At the beginning, I just wanted to leave all the beautiful things to this girl. Xiao Yan had seen enough of all kinds of beauties and artificial beauties in his previous life.  Rong is also a first-class color. Xiao Yan thinks he has enough ability to resist beauty. The little mute hasn't eaten it yet, but Guo Rong doesn't feel that it's hard to do it.  There were more things going on in Bianliang, and he didn't even have the time or mood to sneak in a maid. He thought he was a career-oriented man, a womanizer, and so on. Only at this moment did he realize that he still had an extremely strong feeling for this beauty.  Possessiveness is almost a matter of a moment - this incident. I, Xiao, call myself a hero. Who else could such a beautiful woman belong to, if not me, Xiao Yan? It¡¯s not like Xiao Yan is a beast.  I have been holding back for a long time. I am a person with a strong masculine aura. I want to take possession of the most beautiful thing in the world! It is a natural impulse that is imprinted in the male genes of this world!  His eyes turned fierce but without impurities, and he took a step back, while the little girl in front tilted her head and looked at Xiao Yan and asked, "Three."  elder brother.  Who is next to you?  "
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