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Text Chapter 107 Citibank

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    Citibank is the largest commercial bank in the United States, with service outlets in more than 150 countries and regions around the world.

    Unlike investment banks such as Goldman Sachs Investment Bank, JPMorgan Chase, and Morgan Stanley, Citibank, like American City Bank and Royal Bank of Scotland, focuses on commercial services, not speculation.

    To put it simply, they are the successors of ancient banks. China's four major banks, China Construction Agricultural and Industrial Bank, were established according to their operating models.

    At the same time, Citibank has always had a good reputation around the world. At least it does not eat buyers and sellers like some vicious investment banks, and then traps both buyers and sellers.

    Coincidentally, just a few days after Xiao Qi¡¯s rebirth, Citibank announced the opening of its sixth branch in China in Chengdu, and in December, it officially started its external operations.

    Foreign banks¡¯ business in China has not been opened so far. In addition to foreign currency business, there is very little RMB business. Most of them are financial products. They cannot even absorb personal deposits. At most, they can only absorb corporate deposits.

    This matter will not turn around until the end of this year. At that time, as long as foreign banks become enterprises registered in China, they will be able to handle all RMB business and start to accept personal deposits.

    When Xiao Qi came to Chengdu Citibank on Zongfu Road, there were not many people handling business in the splendid and beautiful business hall. Three of the six counters were not open. Several account managers were staying together, holding books.  Looking at something.

    The management of foreign companies has always been very strict, especially working hours, which are much stricter than those in China. Those relaxed and happy work scenes in movies are usually just evil inducements, so don't take them seriously.

    "welcome."

    As usual, it was a female clerk wearing glasses who greeted me with a smile, "Sir, what business do you want to handle?"

    "Is your general manager here?" Xiao Qi, wearing an Armani suit, asked with a smile.

    Of course, I use American English, American English.

    This kind of English with a strong accent from the west coast of the United States immediately stunned the female staff. She was also a college graduate after all, and she could clearly hear that this kind of spoken English would not be able to be spoken by someone who had not spent several years abroad.  Gotta come out.

    ? Or they are directly of Chinese descent.

    "Sir, what did you say?" She replied in English.

    "I'm looking for your president. Please tell him that I have a big business deal that I want to discuss with him." Xiao Qi slowed down and said.

    The female clerk finally understood, but she shook her head: "Oh, I'm sorry, sir, if you don't have an appointment, I can't notify him for you."

    Xiao Qi looked at her with a stern tone, "If he knew that you rejected the request of a potential diamond-level customer, I don't think you would keep this job anymore."

    "But¡­¡­"

    "If you can't decide, give him a call, I'll have a few words with him, and then he will decide not to see me." Xiao Qi continued to put pressure on her.

    "Please wait a moment."

    The female staff member immediately ran into a room, and within a few minutes, an energetic middle-aged man came down from the elevator upstairs and walked straight towards Xiao Qi.

    "Hello, I am Qu Liang, the vice president of Citibank. How can I help you?" What the middle-aged man said was pure English.

    Now that Citibank has just opened, there is not much business, so it is still possible to find a vice president to handle affairs. If you wait a few more years, you will be lucky to find a manager.

    Seeing that the person coming was still a Chinese, Xiao Qi was not angry and smiled and said, "Mr. Qu, have you ever lived in Arizona?"

    Not only did he recognize Qu Liang¡¯s accent, Qu Liang also immediately recognized his accent, and the smile on his face became even wider, ¡°Southern California! Where are you from, sir? We are real neighbors!¡±

    "Yes, I have lived there for seven years." A look of nostalgia flashed across Xiao Qi's face, "Mr. Qu, I have a large amount of funds and want to make some financial investments in Hong Kong through your bank.  In order to ensure the confidentiality of the investment, please forgive me for not speaking in Chinese.¡±

    "clear!"

    Qu Liang had long looked at Xiao Qi's face without any trace, and had already seen the Armani suit he was wearing worth more than 30,000 yuan, and the authentic Vacheron Constantin on his wrist. Although it was not a very expensive product, at least it was  It shows that they have the capital to negotiate.

    In addition, the bank has just opened, Qu Liang is naturally happy to attract business, lest those people in the United States?Men make irresponsible remarks.

    "Okay, we can go to my office to talk. Someone just gave me a bottle of Moapa wine. We can talk while drinking." Qu Liang invited with a smile.

    "please!"

    Xiao Qi followed him, and the two of them took the elevator to the third floor.

    Qu Liang¡¯s office is not big, and is decorated in a rough American style with a bit of casualness.

    "Haha, that hat is a prize from Dessetsent's cowboy competition, right?" Xiao Qi looked at a round hat placed next to the bookcase and said in Chinese, "I didn't expect that Mr. Qu also has a hobby of riding.  By."

    "Sir, you are indeed from Southern California. He even knows the competition in such a small place so clearly." Qu Liang opened the red wine and poured a glass for each of them, "Think about it, I am still happy when I am studying, and I can run everywhere!  "

    Xiao Qi nodded, clinked glasses and took a sip of red wine. As he put the glass down, his face became serious, "President Qu, I have three billion yuan in cash on hand, and I want to entrust your bank to help me in Hong Kong through secret channels."  Can you put it into operation?"

    Qu Liang was already listening to him attentively, but he was stunned when he heard the words, "How much do you think?"

    "Three billion yuan, cash."

    "Youwhat are you going to do? The country has very strict financial controls. I'm afraid it won't work if the action is too big!" Qu Liang said subconsciously.

    Xiao Qi smiled calmly and said, "President Qu, we have all been to the United States. I think you also know what Wall Street's attitude is towards the legal system of any country. As a commercial bank that provides investment services, don't you think it's a bit inappropriate to say this?  Does it fit your identity?¡±

    "Haha, I just said it smoothly." Qu Liang shrugged and apologized, "It seems that you are right to find the president. I really can't decide your matter."

    With that said, he picked up the internal phone and called a person named Tony. After a brief report, he put down the phone.

    "Let's go, I'll take you to his place. Tony is also our neighbor. This guy is from Nevada." Inadvertently, Qu Liang revealed another piece of information to Xiao Qi.
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