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Text Chapter 932: Other plans

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    The Nine Outs and Thirteen Returns of Zhongnonggongjian is the most criticized.

    Usually if you mortgage an item worth 1 million, you can get a loan of up to 500,000, even if you are very lucky.

    Of course, it is impossible for Xiao Qi to get only 50. DreamPad and App Store are 90, and for the 76,000 acres of land in Chengdu, Xiao Qi is getting 70, but they are not as tempting as Yu Minwei said.

    ?A loan of 100 based on the purchase price means that Xiao Qi can have a lot more working capital.

    And if you think about it, since the land can be mortgaged for 100%, what about the DreamPad?  What about the DreamPad App Store?

    The implicit meaning in Yu Minwei¡¯s words is that these two cornucopias of rising prices anytime and anywhere are completely capable of adjusting mortgage loan prices at any time. This is really awesome!

    Seeing Xiao Qi's heartbeat, Yu Minwei struck while the iron was hot and said: "Qi Shao, I think a one-step cooperation is definitely unrealistic. How about we do this? You first give us the 40 billion U.S. dollars this time to exchange for savings.  , and then we will start business cooperation with Xiaoyao Express, and you will see our sincerity first!¡±

    "You also think real estate is very profitable?"

    Xiao Qi suddenly realized that Yu Minwei¡¯s purpose of coming here was not for DreamPad at all, but for Xiaoyao Express!

    If you think about it carefully, although the parent company of China Merchants Bank is also one of the central enterprises under the State-owned Assets Supervision and Administration Commission, compared with the four major commercial banks of China Agricultural, Industrial and Construction Bank, which dominate the mainland, they are simply stepmothers, and their asset scale is inferior.  Not to mention several times, even the size of branches in each city has been greatly restricted.

    ??????????????????????????????????????????????????????????????????????????????????Even the four major commercial banks of China Agricultural and Construction Bank dare to monopolize it alone, let alone China Merchants Bank.

    " If Yu Minwei can become the vice president of the head office, he will not be a brainless person. He knows that if he insists on taking the business of Fairy Company, he will provoke the joint suppression of the four major commercial banks. How can he take the risk?

    So he chose the Xiaoyao Express market opened by Xiao Qixin.

    The reason why Xiao Qi reacted quickly was because he remembered another super large state-owned enterprise under China Merchants Group - China Merchants Real Estate.

    Although Niu Ruzheng has already issued an order that central enterprises are not allowed to enter the real estate industry, the problem is that China Merchants Bank was established three years ago in 2004. The company established before the administrative order was of a large scale, and Niu Ruzheng had no way to order it.  They disband.

    The same situation applies to Overseas Chinese Town established by the State-owned Assets Supervision and Administration Commission in 1985, Huaguo Real Estate Development Group Company established in 1987, Minmetals Real Estate started in 2002, COFCO Real Estate which was renamed in 2006, Poly Real Estate which was listed in 2006, etc.  , there is no way to stop them, we can only use policies to try our best to limit them.

    However, it is still early for China Railway Construction and China Railway Real Estate of the Ministry of Railways to be gradually established this year, large real estate groups such as Sinochem Group's Sino-Ocean Real Estate, Gezhouba Real Estate, etc., as well as a large number of small and medium-sized real estate companies built by central enterprises.  Niu Ruzheng took precautions and stopped him.

    Just looking at the ministries and commissions at the head of these subway companies, you can see how much pressure Niu Ruzheng is under. Not to mention him, even Premier Bian is also under great pressure.

    Fortunately, Premier Bian gave full support and Niu Ruzheng tried his best to resist, so that real estate would not become a wild horse.

    All right.

    Back to the topic.

    China Merchants Real Estate has also been working hard on its layout recently, but now real estate companies have not grown into the behemoths they will be in a few years. Their capital is still relatively small, so they are not generous with their moves.

    It will take until after the 2008 financial crisis and the 6 trillion infrastructure construction plan that real estate will take the opportunity to expand suddenly and gradually become a major driver of hijacking local finances.

    Precisely because they saw Xiaoyao Express's crazy land purchase, they found business opportunities in it - becoming a partner of an express delivery company with a scale of hundreds of billions is definitely a very realistic way to increase its strength, and it is definitely better than before.  It is much more realistic to grab the big piece of meat called DreamPad.

    ¡°Besides, let¡¯s establish a good relationship with Xiao Qi first. Now that we have the foundation for successful cooperation, are we still worried that there won¡¯t be more opportunities for cooperation in the future?

    It only took a moment to figure out so many problems.

    Yu Minwei was greatly surprised. He didn't expect Xiao Qi to react so quickly.

    With a wry smile, he said cautiously: "We at China Merchants Bank don't pay much attention to real estate. The market segmentation is too serious, and we don't have much advantage in personal loans, so I prefer to choose corporate users. Fairy  The company's Xiaoyao Express is the best choice for us if we want to further develop. Not only the loans for purchasing land, but also the various loans after you build houses and commercial real estate, are very attractive to China Merchants Bank."

     "I may disappoint you." Xiao Qi shook his head, "I am not planning to do real estate. These lands are really prepared for logistics bases."

    "What kind of logistics base can use hundreds of thousands of acres of land across the country?" Yu Minwei smiled slightly and did not believe it, "Even if a logistics base is used, it will only allocate a piece of land at most. There are two or three in a city.  Ten acres is enough. The most in Beijing, Shanghai, Guangzhou and Shenzhen are about 100 acres.¡±

    He is using the current scale to calculate the future express delivery industry.

    But can Xiao Qi tell him that in 2012, the express delivery industry will pick up more than 50 million pieces per day, and in 2013, it will directly exceed 100 million pieces per day?

    With such a large volume of shipments and deliveries, Beijing, Shanghai, Guangzhou and Shenzhen would have to occupy 10 or 100 acres of land, which is hardly even the last part.

    "Whether you believe it or not, this is how we decided. The next step will be construction, which does not involve house construction or buying and selling." Xiao Qi said calmly, "It's okay if you want to take over this business, but don't do it in the future.  I blame you for not reminding you.¡±

    "As long as you agree, Mr. Qi, no matter what Xiaoyao Express does, we will be happy."

    Yu Minwei thought Xiao Qi was just testing him, so he readily stated the decision that the bank had already made before he came.

    Xiao Qi does not think that China Merchants Bank has stepped into a pit by getting this business, because the express delivery industry will need to involve a lot of capital operations in the future, which is really a good supplement to the bank, but it is different from what Yu Minwei plans now.  That¡¯s all.

    Or it can be said that Yu Minwei got an emerging industry business by mistake that was enough to make China Merchants Bank's business take off!  (To be continued. Please search Piaotian Literature, the novels will be better and updated faster!)
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