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Free Web Novel,Novel online - All in oicq.net -> Romance -> dream era Text Chapter 2451 Stealing customers
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- Tang Yuanyuan, wearing a tight-fitting shirt and trousers, had already been waiting not far from the door.
Seeing Xiao Qi¡¯s car coming in under the direction of the security guard, she quickly stepped forward and opened the door, saying softly: ¡°Little boss¡±
There was a sharp-eyed security guard who trembled in his heart when he saw Tang Yuanyuan¡¯s smiling face.
This is the biggest general manager of Shangri-La Community!
She always opens the door to others to please others. How respectable is the person inside?
Even if the deputy mayor of Capital City comes here, Mr. Tang has never done this, right?
When they saw a boy younger than Tang Yuanyuan getting out of the car with a smile, the smart security guards immediately thought of a person's name in their minds.
Unconsciously, their energy immediately increased by three points, and their shouts became louder.
The first thing Xiao Qi saw when he raised his head was the pair of round and round figures of Tang Yuan Yuan under her tight-fitting white shirt, and then the delicate dimples of Tang Yuan Yuan [no][wrong].
????????????? There are really no ugly girls in the Fairy Company, and those who can be promoted to officials are even more beautiful.
So for a while, Xiao Qi took the blame for Shanshan's wife. Others insisted that Xiao Qi was choosing a lover for himself, and promoted her to the pretty one.
As the first sales manager of Fairy Real Estate, Tang Yuanyuan looks even better. She has slender eyebrows, bright eyes, a straight nose, rosy lips, and a beautiful figure tied into a bun with a hosta. Hair, looks full of white-collar style.
"Yuanyuan, I see you are getting better and better in the capital." Xiao Qi said with a smile, "I heard you found a boyfriend here?"
"Hey, what kind of boyfriend? I'm so busy here that I don't even have time to sleep. Don't listen to the eldest sister's nonsense." Tangyuan Yuan said coquettishly: "Also. Where is the weather in the capital? It's dry and dry, and the wind and sand are still there. "Big, plus I'm here at the construction site all day long Oh, I remembered what I wanted. If your inspection is successful today, you have to allow me a month's leave, okay?"
"We haven't succeeded yet, so we started asking for gifts." Xiao Qi shook his head and smiled.
The two of them walked towards the sales hall while talking.
"Hey, young man, what did you do? Get in line!"
¡°Don¡¯t even think about jumping in line, I¡¯m telling you, I¡¯ve been watching you for a long time!¡±
"Hey, what about you, young man! Do you think you can jump in line just by looking for connections? Stop dreaming!"
"That's right. It's really too much to drive a fleet of Mercedes Benz and come over to compete with us people for houses!"
"You still have bodyguards with you. How can you be so arrogant without having hundreds of millions of assets?"
"Is Fairy Company doing this too? Are the related parties so blatantly violating Xiao Qi's regulations?"
""
A group of people yelled for a long time, and Xiao Qi realized that these words were actually directed at him.
He turned around and saw uncles, aunts, middle-aged and young people lining up seven or eight meters away. Both men and women looked at themselves with contempt and hatred.
It is said that people in the capital are poor. Now Xiao Qi has seen it. In less than a minute, these guys started talking a lot in Beijing-style Mandarin.
"What nonsense are you talking about?" Tang Yuan Yuan was amused for a while, and quickly responded loudly: "This is the leader of our head office. He is here to inspect the work. He doesn't want to buy a house!"
"What do you think it is? Who are you?"
"That's right! You want to lie to us. No way!"
¡°Queue in line! If you don¡¯t line up, we won¡¯t be convinced!!¡±
""
Well, Tang Yuan Yuan¡¯s explanation didn¡¯t work, but instead made more people yell.
The security guards and policemen on the side quickly mobilized seven or eight people to stand in front of the team.
"What are you doing? What are you doing? Get in line!" A smart security guard yelled with a loudspeaker, "Whoever dares to yell again will stop buying a house today! Didn't you see that our general manager is with us? It's not the head office. Leader, is he still your mayor?¡±
"Oh, it turns out she is the general manager! She is so young!"
"It's so beautiful. No wonder they say that Fairy Company is a place where beauties gather!"
"How can someone so young and beautiful be the general manager? I thought he was an old man!"
"Tsk, tsk, why do Fairy Company always use young people? The general manager is like this, and the leaders from the head office are like this too."
"Haha, you said this young man couldn't be Xiao Qi, right?"
"I think it might be him, there are several othersThe bodyguards are here. Where can ordinary people find bodyguards? "
""
Seeing them talking more and more nonsense, Xiao Qi smiled, turned around and walked into the sales department, leaving several young people who had reacted and wanted to take pictures no chance.
The sales department of Shangri-La Community is definitely the largest in the country.
There are a total of five floors of the sales department, with an area of ??more than 3,000 square meters on the first floor. It is completely designed according to the large domestic commercial plazas.
In fact, after the house is sold, it will indeed become a large commercial plaza, with well-known merchants such as Wal-Mart, Lotte Department Store, and Kiwi Cinema Line scheduled to move in.
When 210,000 houses were sold together, the five floors were packed with buyers, and tents were set up in the open space behind. There were more than 10,000 staff members.
It¡¯s a little better now. Just opening two floors is enough to cope with today¡¯s scene.
However, there is still a very busy scene everywhere. Home buyers who have chosen a house and signed a contract are queuing up in front of ten tables, preparing to swipe their cards or pay cash to pay the down payment, or pay the full payment directly.
There is no doubt that the counters here are exclusively handled by Fairy Bank. The funds of Fairy Real Estate are naturally circulated in Fairy Bank, including housing loans.
Although Fairy Bank cannot do ordinary deposits and loans, foreign banks can do home loans, so Fairy Bank can naturally do it as well.
Don¡¯t underestimate Fairy Bank¡¯s loans in Shangri-La Community.
Of the total 3 million households, 420,000 have been sold, but at least 300,000 have chosen loans.
If this ratio is followed, at least 2 million households should choose loans.
Well, although units of 50 and 76 square meters account for more than 70% of the total number of houses, that is to say, the total house prices of about 300,000 and 450,000 account for more than half, but who knows why so many people still want to take loans to buy houses. , it can only be said that most of the people who grabbed the houses are not well-off.
There are definitely a lot of home purchase loans in a city, especially in big cities like Beijing, Shanghai, Guangzhou and Shenzhen, because the houses in these places can easily cost millions or millions. Ordinary families who want to buy a house generally cannot afford so much. of cash, so the only option is to use loans.
Someone once mentioned in a previous life that if you want to stop the development of real estate and the rise in housing prices, it is actually very simple. You issue an order so that all those who buy a house cannot get a loan and can only pay in cash, ensuring that housing prices plummet by more than half. Go north. It is absolutely easy for Guangzhou and Shenzhen to fall below the average price of 10,000.
¡°But we can only think about it. There are too many difficulties encountered, and there is no way to implement it concretely.
Therefore, now, loans for large houses actually account for more than 99%. Only loans for small houses and small and medium-sized cities will have a lower proportion.
Even in Beijing, Shanghai, Guangzhou and Shenzhen, more than 2 million people buy property a year, which seems like a lot, but think about it, how many banks are there in China?
China, Agriculture, Construction, Industry, Mining, China Merchants Bank, Shenzhen Development Bank, Pudong Development Bank, Everbright, Huaxia, Bohai These banks are basically found in every city. In addition, for example, in the capital, there are Capital Bank, Credit Union, Tianjin Bank Wei Bank and other small and medium-sized banks can also issue loans.
In addition, Hong Kong-funded foreign banks, such as Nanyang, Citigroup, Industrial Bank, Royal Scotch, HSBC, etc., also have this right.
Calculating it piecemeal, there are at least 30 banks that can issue loans. Each developer has its own specific cooperative bank. If 2 million people are allocated among them, they can take out 200,000 loans a year in the capital. It¡¯s all amazing. It¡¯s a treatment that only a big bank can have.
Therefore, Fairy Bank's 2 million housing loans are basically the business volume of that company in 10 years. Of course, the loan amount is smaller, but it can also be basically the total personal housing loans of other banks in two or three years. .
Come back to the front.
Ten minutes passed in a flash, and those who had signed the contract and completed the down payment or full payment procedures all walked out of the side door one by one.
New home buyers who have already been queued up have already poured in in droves. They looked up at the electronic license plates in front of each counter and rushed over with smiles on their faces.
Those who specifically wanted to go through the loan procedures also received their number plates at ten desks, took their relevant information, and took the elevator to the third floor, where there are more than 100 Fairy Bank employees dedicated to them today. Handle loan procedures.
Naturally, you will not be able to get a loan today, but according to previous rules, as long as you have a legitimate occupation and your house is used as collateral,Generally speaking, there is no problem. The loan can basically be disbursed within 10 working days, which is much faster than that of ordinary banks.
The interest rate of Fairy Bank is a little lower than the basic interest rate, which is basically the lowest interest rate. The interest gain is not too much, but it can have 2 million customers in the capital alone, which is also a great success.
Although they may not use Fairy Bank's bank cards on weekdays, when online financial products such as Yuwobao, WeChat Financial Management, and Xiaoyao Financial Management come out in the future, even adults in their sixties and seventies will save money to buy them. , not to mention this group of 30-40 year olds with strong spending power.
By then, those traditional banks will know what it means to rob depositors and rob deposits! (To be continued)
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