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Volume 4 Leviathan Chapter 5 Bankers Part 2

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    After Liu Qingyang finished speaking, he stepped aside and several old men on the table discussed in low voices. The old man surnamed Chen just now said in a deep voice, "|What nephew Qingyang said is certainly reasonable, but what do you plan to do?"  What to do? Should each bank lend money to the Burmese royal family individually or¡ª¡ª" "Of course together!" Liu Zhiping said solemnly: "If we borrow money separately, the interest terms will be difficult to negotiate, so we will be weak."  How to share the amount?" Liu Zhiping did not answer immediately. He coughed: "You are all leaders in Dashun's business community. When our business reaches this point, it can be said that we have reached a point. If we can survive, it will be a new world.  , If you can¡¯t get through it, you are sailing against the current, and if you don¡¯t advance, you will retreat. So Liu thinks this is an opportunity, and hopes that everyone can join hands to get over this hurdle!¡± Everyone nodded secretly when they heard Liu Zhiping¡¯s words.  Regardless of whether it was sincere or not, it did express their feelings.  Those who can sit next to this table are all top figures in the pyramid. Standing in their position, it is very clear that since the 1860s, the country has developed at an alarming rate in light industries such as textiles and flour, but steel, machinery, etc.  Manufacturing, shipbuilding, and other heavy industries with large investment volume and difficult technical difficulties are much less basic, and they are mainly concentrated in the cities of Tianjin, Hanking, Shanghai, and Fuzhou. They are also mainly funded by the imperial court. These light industrial expressways  Development has brought about a problem. The growth rate of the domestic market is far slower than the increase rate of factories. Convenient transportation and the relative impoverishment of the lower class have limited the growth rate of the domestic market. However, most of the markets in surrounding countries have been occupied by Western colonists.  , a large number of products could not be sold out, and this crisis quickly affected the banking industry, which is the most sensitive to the economy.  This "overproduction" crisis, which has never happened before in history, makes Liu Zhiping and his colleagues extremely confused.  In their view, there are two ways out to solve this crisis: first, reduce loan investment to light industrial enterprises that are already experiencing overproduction and meager profits. Through the granting of loans, control better light industrial enterprises and organize them into unified procurement of raw materials.  , a monopoly organization that unifies sales prices, thereby gaining an advantage in competition, crowding out other companies in the same industry, and ensuring its own stable profits; second, looking for other investment channels, such as capital markets such as national debt, and even controlling the government through national debt  , thereby directly obtaining more generous profits.  And this time Myanmar's loan can be said to have given them a preview of controlling Dashun.  Liu Zhiping saw that no one objected, and he was secretly happy: "Just now, Chen Weng said that it is better to be a stranger than to be a master. In my opinion, this is both correct and wrong. Loans to Myanmar are indeed risky, but the profits are also high. If the imperial court borrows money,  , the risk is small, but the interest rate can be up to 8% a year, and Myanmar can be at least 12%. Moreover, Myanmar is now a vassal state of Dashun. After the war, everything is in ruins. All these require money.  , as long as we figure out the channels, there will be more business opportunities in the future. The loan business is not all ours. Not to mention other things, the debt issuance, remittance and other businesses are all ours.  Let me assure you, if you all pay 20 million taels this time, that country will be ours in less than ten years!" When everyone heard this, greed showed on their faces!  Even the old man surnamed Chen from Longxing Bank stopped making trouble at this time, and just frowned in thought.  Liu Zhiping didn't say much. He turned around and winked at Liu Qingyang. Liu Qingyang turned around and took out a stack of documents and placed one in front of everyone.  Liu Zhiping smiled and said: "Everyone, this is my plan. Let's raise a sum of money, go to Mandalay to open a bank, and then lend money to the Royal Government in the name of this bank. The collateral is various minerals.  and other sources of profit, to collect tax sources for the king in the future, etc. We don¡¯t even use our own money, we only need to use a sum of money to advance, and then issue a long-term debt in Shanghai in everyone¡¯s name. With our reputation, we can pay up to one year.  Seven or eight percent is enough, and the rest is ours. What do you think?" "Mr. Liu said it's good, we should have gone out long ago!" "Mr. Liu, take one!  When the numbers come out, I will naturally be willing to join the team! " "Exactly, there is a lot of money here in Shanghai, but there is no way out. If we succeed this time, it will be EMI's foundation!" There was a burst of voices in the room,  These normally calm wealthy businessmen were as excited as children at this time, and the prospect of huge profits made their souls seem to boil.  Only the old man surnamed Chen still looked at Liu Zhiping with some embarrassment. Liu Zhiping smiled slightly, stepped forward and grabbed the other person's right hand, and said with a smile: "Brother Chen, although you and I had some quarrel before, it was just for the sake of gain.  I have a big profit ahead of me today, so I hope you can help me!" The clock on the wall was already eleven o'clock, and there was silence in the study.  Liu Zhiping sat on the chair with his eyes slightly closed, as if he had fallen asleep.  Liu Qingyang stood behind his father, bowing his head solemnly. The air in the room seemed to beIt has solidified.  "Qingyang!" Liu Zhiping suddenly said in a deep voice: "The child is here!" "How sure do you think this matter is?" Liu Qingyang hesitated for a moment, then gritted his teeth and said: "I don't know how sure the child is, but  The child felt that in the face of such great benefits, he had to give him a hand no matter what!" "Okay, good, give him a hand!" Liu Zhiping suddenly laughed loudly: "You are worthy of being a descendant of my Liu family!" He stood up!  , turned around and patted Liu Qingyang on the shoulder, and said in a deep voice: "Go back and tell Mr. Chen: Don't be afraid of spending money. I, Liu Zhiping, have plenty of money. As long as we get things done, our world will be ours in the future!" "  Yes, daddy!" Liu Qingyang lowered his head, his eyes filled with excitement.  Hanjing, Luming Pavilion.  With a lamp like a bean, Chen Zaixing filled his glass with wine and drank it all. Under the light of the lamp, his face was pale and tired, but his eyes were shining brightly.  The whole person seemed extremely excited. On the table in front of him were four dishes of side dishes and a bottle of wine. In addition to his own bowl and chopsticks, there was also a pair of untouched dishes, as if waiting for someone.  At this time, there was a sound of footsteps outside. Chen Zaixing's eyes flashed, he put down the empty wine glass, stood up and said loudly: "Is it Brother Shen? I've been waiting for a long time!" The footsteps outside the door stopped, and then there was a creak.  There was a sound, and the door was pushed open. It was Shen Hongmao, Chen Zaixing's good friend and the current doctor of the Ministry of Works. He glanced at it and said in a deep voice: "Fu Sheng, you overdosed. Why don't we talk about it tomorrow!" "Shen  Brother, what are you talking about?" Chen Zaixing took a few steps forward, grabbed Shen Hongmao's arm, and laughed loudly: "Brother Shen, haven't you heard of the saying of the Poetry Immortal: 'To be happy in life, don't let the golden bottle stand empty against the moon.'  ? My brother has never overdosed. It¡¯s just that big things are about to happen and I¡¯m in a happy mood. It¡¯s rare for you and me to get together and get drunk together tonight!¡± Shen Hongmao saw that although Chen Zaixing had strong hands, he didn¡¯t look like a drunk person.  Such a confused look, coupled with the hardships Chen Zaixing had gone through in Myanmar during these years, his muscles and bones were as tough as steel. Shen Hongmao, a scholar in the Ministry of Industry, could not resist coming here because of his temper, so he had to go into the room and sit down, smiling.  Said: "Fusheng, I didn't see you like this when I was in Hongwen Hall. It seems that you have thrown away all the saints' teachings in Myanmar these years. You are so polite and polite!" Chen Zaixing filled the wine glass for his friend and gave it to him again.  He filled it up, raised his glass and said with a smile: "Brother Shen, that was then, and now is now. Haven't you seen it after all these years in Han Jingzhong? Those are just short-term, I am the real one, this time from  When Myanmar comes back, it will have its own world, no longer dominated by others. How can it be compared to the caged bird in Hongwen Hall? " When Shen Hongmao heard the comparison made by his friend just now, he couldn't help but shake his head and smile bitterly: "What a caged bird.  It seems that what I just said was true. I left the Imperial Academy and returned today as a barbarian. "A barbarian is a barbarian. When Ban Ding joined the army from afar, he must have looked the same as I do today!" Chen Zaixing said with a laugh.  Let¡¯s drink quickly. Let¡¯s drink three glasses of wine first and talk about our separation.¡± Shen Hongmao had no choice but to drink three glasses of wine with Chen Zaixing. The wine they drank was Lu Mingting¡¯s own wine, which was twenty years old.  The taste of the wine is extremely mellow, and I don¡¯t feel anything when I drink it. But after I drink it, it kicks in and the effect is really quite big. Shen Hongmao originally had a light drink, and he didn¡¯t have anything to eat when he came. After drinking these three glasses of wine, his face immediately felt like  It was like red clouds, and my tongue felt a little uncomfortable in my mouth.  Chen Zaixing saw it and said with a smile: "Come on, brother Shen, order the food first, and we will drink slowly tonight!" After Shen Hongmao took a few bites of the food, he suppressed the raging drunkenness. When he looked up, Chen Zaixing was in the middle of the night.  Looking at himself with a smile, he couldn't help but blush, and changed the topic: "Brother Yu is too immature. I'm just kidding you. What's going on with you coming to Beijing this time?" "Haha!" Chen Zaixing smiled slightly: "Two things, the first one is  One thing is to resign, and the second thing is to come to you!" "Resign?" Shen Hongmao was stunned when he heard this, and then asked anxiously: "Didn't you do a good job in repelling the British?  If the peace is reached, why do you want to resign? Your mentor can't justify it, right?" Seeing Shen Hongmao acting like this, Chen Zaixing was obviously really worried about himself, and he couldn't help but feel slightly moved: "Brother Shen, don't worry, just listen to me.  Explanation. In fact, this cannot be regarded as resignation, but I have more important things to do and don¡¯t want to be transferred back to China, so I want to go back to Beijing to do some activities and stay in Myanmar. If I must be transferred back, then I  I¡¯m planning to resign. I¡¯ve explained it to my mentor, and he¡¯s willing to support me after hearing this!¡± When Shen Hongmao heard this, a stone fell from his heart, and he said with a smile: ¡°I see, that scares me.  One jump though.Why do you have to stay in Myanmar? Is it true that the princess regent of Myanmar is so beautiful that she wants to stay in Myanmar and become the husband of the king?  " Chen Zaixing didn't expect that these gossips would even reach the capital of Han Dynasty. He couldn't help but blush slightly: "Brother Shen, don't listen to those rumors. I want to stay in Myanmar all for this career, not for beauty!  "
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