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Chapter 112 The Hong Kong Governor invites you

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    When the elevator door opened, Du Haibo was anxious and walked out quickly. Regardless of the secretary's obstruction, he strode to the chairman's office without knocking and pushed it open.  He glanced at Guan Fei, who was sitting on the sofa in the rest area, with guard Li Qingsu standing behind him.  Sitting on the couch next to him were Bian Hong, the business manager of Bank of China Hong Kong Branch, and Liu Zhengying, the owner of Zhengying Law Firm.  Bian Hong and Liu Zhengying each had a stack of documents on the table in front of them. Bian Hong was facing Guan Fei and gesticulating, as if he was explaining a certain matter to him.  Zhou Xiaoshan, general manager of Taiyu Technology, Pan Meifeng, general manager of Hasbro, and Fang Zheng, general manager of Sagitar Trading, sat around with focused expressions.  Hearing the door knock, everyone turned their heads and looked towards the door.  "Chairman, this Mr. Du rushed in without waiting for me to ask you for instructions. I couldn't stop him in time!" The secretary who graduated from the Chinese University of Hong Kong was angry and anxious and complained first.  "It doesn't matter, the reception desk downstairs has just informed us, it's none of your business. It's nothing here, you go and do your work first." Guan Fei smiled and motioned for the secretary to go out and continue working.  The secretary glared at Du Haibo, but poured a cup of tea for Du Haibo before quietly exiting the room.  "Comrade Guan Fei, we heard that the investors you had worked so hard to invite from the United States were kidnapped by people from the Industrial and Commercial Section of the Chief Secretary's Department and dragged around Hong Kong for inspection. Are you not afraid of paying such a heavy price?  The price will be a beating in the end?" Du Haibo sat down and said hurriedly without even taking a breath.  "Don't worry, you can't fly!" Guan Fei signaled a pause, leaned back slightly, and said confidently, "These people are not just doing it for investment, they are flying half way to cooperate with us on the portable recorder project.  The earth came to Hong Kong. " Du Haibo was also concerned. The truth was clear to him, but he was still a little confused: "Then why did the Hong Kong government take away the people you brought? They can't give those businessmen what they want.  Why let people from the business department come forward to take them all over the world for inspection? " "I don't know," Guan Fei spread his hands and said calmly, "But thinking about it, it is nothing more than ruining this cooperation, or in the future.  This person threatened to negotiate terms with me. " "You said that the British Hong Kong authorities intend to disrupt the cooperation?" Du Haibo jumped up from the sofa, his eyes widening in disbelief.  "I only said it was possible, but it's not. It depends on their next actions." "How is this possible!" Du Haibo was even more anxious than him and said angrily, "In order to invite these Americans over, you paid a whole  A plane! Is this money just wasted? It makes no sense!" "Of course things are not that bad I think it is more likely that I will be negotiated." Guan Fei thought for a while.  , shook his head.  From the information, it can be said that since MacLehose took office as the Governor of Hong Kong, he has devoted all his efforts to developing Hong Kong's economy.  It was he who changed Hong Kong¡¯s business philosophy from focusing on re-export trade to the development of toys, watches, and electronics industries, and initially established a small-scale electronics industry.  During his tenure, foreign exchange controls were lifted, gold trading was launched, and this year banking licenses that had been frozen for many years were released, gradually standardizing the financial industry.  He also shifted his focus from the small island of Hong Kong to the wider New Territories, vigorously promoting the construction of new towns and low-rent housing to alleviate the dilemma of small land and large population, and to further develop Hong Kong in the future and expand into more areas.  A large space cannot be said to be without foresight.  This is the first and last wave of efforts by the UK to treat Hong Kong as a local business.  By the time the Sino-British negotiations ended in 1982 and China issued a declaration that "even if it sends the People's Liberation Army, it will take back Hong Kong Island," Britain no longer had the idea of ??seriously operating Hong Kong.  MacLehose, who had this governing philosophy, had to leave sadly. After his successor, Hong Kong Governor Youde, took office, he immediately changed his tune, abolished most of MacLehose's governance measures, abolished industries that were not easily liquidated, and vigorously supported the real estate, service, and  stock finance and a series of measures.  How to make money quickly, how to transfer assets easily, use a period of speculation to forcefully fatten the Hong Kong economy, and raise it as a fat pig that can be easily slaughtered with a knife before leaving.  ¡°These two years are Hong Kong¡¯s last chance and the only possibility for Guan Fei to implement his ideas in Hong Kong.  "After these two years, the layout of the Hong Kong government has been established. Both Hong Kong businessmen and ordinary citizens will be pushed by the general trend all the way to the top of the crazy cliff, until they finally fall and are shattered to pieces.  Since MacLehose is still in charge of the British Hong Kong authorities, it shows that the current mainstream thinking is still to promote the healthy and orderly development of Hong Kong's economy.  It is undeniable that the British Hong Kong authorities are still wary of Chinese-funded enterprises, but when China and the United States reconcile and jointly deal with the threat of the Soviet Union,In the face of major international trends, the British Hong Kong authorities are very unlikely to openly suppress Guan Fei.  This is the pain of operating in someone else¡¯s territory. Everything is controlled by human hands and the constraints are too great.  Fortunately, he still has domestic support behind him, which can deter the other party from doing anything blatantly. It is estimated that the possibility of stumbling secretly will be the highest at that time.  However, being involved in this incident, he will not be able to rush back to the military division for a while.  "It's useless to think too much. It's nothing more than soldiers coming to block it and water coming to cover it up. We should continue to do what we have to do and don't let others interfere with our normal work." He said calmly.  He is not as calm and calm in his heart as he appears on the surface, but as the helmsman, he cannot be as panicked as ordinary people in front of others. He must appear calmer in order to appease people's hearts.  "Okay, I will report this matter to the superiors. If necessary, the country will come forward and won't embarrass you." Du Haibo was persuaded by him and expressed relief. In order to prevent Guan Fei from thinking too much, he casually changed the topic.  , "What were you discussing when I came in just now?" Then he suddenly remembered, raised his hands and smiled bitterly: "I'm sorry, sorry, this is your private matter, I shouldn't ask more questions, I'm leaving now.  " With that said, he stood up and prepared to leave.  "Brother Du, please sit down, there are no hidden secrets." Guan Fei chuckled, "We were just listening to Manager Bian of the Bank of China and Lawyer Liu Zhengying of Zhengying Law Firm explain to us the bank application matters in Hong Kong.  Brother Du, if you're fine, you might as well sit down and listen, and maybe you can help us make some suggestions. " "Oh? Are you planning to open a bank?" Du Haibo became interested and didn't leave. He turned around and sat down again.  He was responsible for foreign affairs in Southeast Asia. After the rapid growth of the military division, his focus shifted to the affairs of the military division.  Under the arrangement of his superiors, other work was handed over to other comrades, who maintained close contact with Guan Fei and submitted reports as an important domestic reference for maintaining bilateral relations.  Every move Guan Fei makes in Hong Kong has considerable reference value for the country¡¯s future economic construction and policy formulation.  The master had already issued an invitation, and he knew from the title that the other party was very sincere. Of course, he was reluctant to leave and miss the opportunity to get first-hand information.  "As mentioned before, Hong Kong's banking system originated from the early days of the port and was established by Oriental Bank headquartered in London, Standard Chartered Bank headquartered in Mumbai, India, and Standard Chartered Bank headquartered in London. Among them, Oriental Bank also owns the issuance  The royal charter of banknotes. It can be said that Hong Kong's banking industry was in the hands of the British from the beginning." Seeing Du Haibo present, the manager in charge of the explanation gave him a rough order.  Du Haibo nodded.  "For the next hundred years, the British Hong Kong authorities implemented extensive management - that is, they didn't care about anything! Anyone could open a bank, except that the right to issue banknotes remained unchanged, with no thresholds, no guarantees, and regardless of the bank's business scope. But  It is conceivable that under such circumstances, there must be many banks in Hong Kong, good and bad." A smile appeared on the corner of Guan Fei's mouth, he was looking forward to this kind of chaos.  "During World War II, Hong Kong was occupied by the Japanese army, and banks became a tool for Japan to defraud money. They were forced to accept military notes that could not be cashed, and banks closed down one after another. After the war, the banking industry gradually regained its vitality, especially as the mainland Kuomintang was retreating steadily.  , a large amount of money flowed into Hong Kong, and the number of banks in Hong Kong increased sharply. Later, the British Hong Kong authorities issued the first "Banking Ordinance". However, this regulation was also very crude and had little effect on regulating the banking industry.  Due to the run on depositors, a large number of banks were in operating difficulties, and some Chinese-owned banks even went bankrupt. The British Hong Kong authorities revised the regulations twice in 1965 and 1967, and this continues to this day. On the other hand, after MacLehose became the governor of Hong Kong.  , changed the original colonial policy, strived to develop the economy, and loosened the local economy. At the beginning of this year, the banking license freeze that had been in effect for more than ten years was lifted, and it began to attract large foreign banks to settle in. This also opened the door for you to establish a bank.  " Manager Bian explained conscientiously.  Although he is from the Bank of China, it is a state-owned bank. Whether or not the military branch opens a bank in Hong Kong will not have any negative impact on him.  On the contrary, everyone is a comrade and can have one more companion. He also hopes to see the establishment of a new bank so that the two can work together to face competition from foreign banks and open up opportunities for state-owned assets.  Taiyu Technology¡¯s Queen¡¯s Lawyer Liu Zhengying is not very familiar with banking regulations. Although he did some homework before coming, there are experts in front of him, so he does not need to go out to steal the limelight and sit aside and listen quietly.  "If we want to apply to establish a bank now, what are the requirements?" Guan Fei's eyes flashed and he asked further.    There are no detailed legal documents for the information in the biological brain. For specific details, you still need to ask experts.  "The conditions are actually not high." Manager Bian opened the corresponding documents, put them in front of Guan Fei, showed him several key legal provisions, and said relaxedly: "After decades of development on the island, the amount of large capital is still insufficient.  There are many, so the requirements for opening a bank are not high. In terms of assets, applicants need 100 million Hong Kong dollars in assets as guarantee. In addition, the bank¡¯s own liquidity only requires 25% of the deposit, which is 2,000.  Ten thousand Hong Kong dollars is enough. With your strength, this amount of money should be no problem. It is really not enough. Our Bank of China can also help you advance part of it. In addition, in the past, banks often used depositors' deposits for speculation, which led to operational difficulties.  Large-scale depositor withdrawals have also stipulated that the upper limit of funds used by banks for speculation in stocks, real estate, etc. shall not exceed 25% of the total capital. The upper limit of loans from a single customer to the bank shall not exceed 25% and so on.  If you plan to use deposits to supplement operating funds, you must pay attention to this and do not exceed 25% of the total capital. Otherwise, you will be punished by the Financial Secretary and may even have your license revoked. Don¡¯t take any chances on this.  Licensed banks must join the Banking Association and abide by the union's interest rate agreement. In terms of operations, they will also be supervised by the banking union. If you have insufficient funds or do not want to be supervised by the banking association, you can also set up a deposit-taking company in Hong Kong.  The government promulgated the "Deposit-taking Companies Ordinance", which is actually a secondary bank management regulation. It stipulates that as long as there is a deposit of HK$5 million, a deposit-taking company can be established. The company cannot solicit deposits from natural persons, but it can solicit deposits from institutions and companies.  , other banks can recruit deposits, as long as the single deposit amount is more than 500,000 Hong Kong dollars, and the deposit-taking companies are not subject to the Banking Association, and the deposit and loan rates can be set by themselves. As long as they dare to give high interest, the deposits will grow quickly.  As long as the capital is sufficient, this money can be used to invest in stocks and real estate without restrictions, thus avoiding bank restrictions. Now most banks have established large and small deposit-taking companies to attract deposits at high interest rates.  The stock market and real estate in Hong Kong are also becoming more and more popular, because a large amount of funds are invested in stocks and real estate by banks through subordinate deposit-taking companies. The returns on these funds invested in stocks and real estate are very high, and they basically operate normally.  When buying land or off-the-plan properties, some experts in capital operations can make a profit of 30 to 40% in just a few months. They don't even bother to do this. They just buy existing houses and then resell them at a 20 to 30% increase.  When we go out, the buyer has just completed the transaction and is selling the goods again. News like this are not uncommon!¡± Manager Bian looked envious, obviously envious of this easy way to make money.  "It's a pity that Bank of China is a state-owned bank, and it only implements policy loans. It can only watch other banks make a lot of money while making some hard-earned money for itself."  "This is just a trick, we won't do it." Guan Fei sneered and laughed.  ??The country has little knowledge of capital operations. We only see thieves eating meat, but not being beaten.  This kind of drumming and passing of flowers makes the cost higher and higher, and it all depends on the next player to take over.  As long as no one takes over, or if there are signs of this, the seemingly hot market will collapse in an instant.  According to information, around the 1980s, the property market reached an unattainable level. Then when rumors of Sino-British negotiations spread, the property market suddenly collapsed, causing a number of small banks to become insolvent and bankrupt.  Afterwards, the Hong Kong government introduced a more stringent regulatory system to suppress speculation in Hong Kong.  However, as the future of Hong Kong became a foregone conclusion, the Hong Kong government turned its hands and made rain, and once again activated the real estate industry to absorb the hard-earned money of the people and prepare for eating meat.  Even if he is speculating, he will still take advantage of it at that time. How could he dive in now?  Just when Manager Bian finished his explanation and everyone was getting ready for a heated discussion, the phone on the table suddenly rang.  His calls would be forwarded through his secretary. Since the call came in, it meant that the call was very important. He did not dare to neglect it and stood up immediately.  Guan Fei walked over quickly and picked up the phone: "I'm Guan Fei." "Chairman, there is a call from a lady named Elena. She claims to be the secretary of the Hong Kong Governor. Is there anything I need to see you for?" On the phone,  The secretary's voice was very nervous, and he was probably frightened by the other party's background.  "You can come in." Guan Fei felt certain in his heart and made a quiet gesture to everyone and ordered.  "Are you Mr. Guan Fei? I am Elena. Gerald is the chief secretary to Governor Sir MacLehose. If you are free tomorrow night, Sir asked me to invite you to the Government House at eight o'clock.  Sharing dinner??I wonder if you accept it?  "A woman's voice with a stiff tone came from the phone. She spoke in Cantonese and her pronunciation was not very standard. "It's eight o'clock tomorrow night, I remember. I will arrive on time!  "Guan Fei replied in a calm tone. "Okay, I'll reply to Sir, good night!  " After hanging up the phone, Guan Fei immediately said to everyone who was looking at him: "Does any of you know the name of the chief secretary of Hong Kong Governor MacLehose?  " "The chief secretary, I know, is a woman named Elena, her full name is Elena.  Gerald seems to be in his early forties.  Is she looking for you?  Could it be" Liu Zhengying was familiar with the leading figures in the Hong Kong government, and immediately gave an accurate answer in one sentence, and stood up excitedly. "That's right!  The other party invited me to go to the Government House at eight o'clock tomorrow night and have dinner with Governor MacLehose!  "Guan Fei waved his fist and finally laughed out loud. Sure enough, the Hong Kong government's kidnapping of the Americans was really putting pressure on him for the purpose of negotiation. "He is not afraid of negotiation. Some negotiations show that everyone has room for advancement and retreat.  , instead of using violent methods, the mainstream is cooperation. He spent hundreds of thousands on chartering the plane for this inspection. It would be heartbreaking if it was in vain. Okay, let him meet this famous person tomorrow night.  Sir MacLehose, who is remembered in history, let¡¯s see what medicine he sold in his gourd.
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